Assignment: Health Insurance Case-study

Assignment: Health Insurance Case-study

Assignment: Health Insurance Case-study

Week 1 – Assignment 2 Discussion You are a family nurse practitioner working in a community health center. The patient you are about to see is a 3 month old natal female infant for a well-baby check. The child has just been adopted. The mother stays at home with the baby and the father works outside the home. They are covered by private health insurance through the father’s work. The parents own their own home in a suburban area, neither smoke, and they have one dog. Answer the following questions using course resources (texts) and two other evidence based sources (current guidelines and/or scholarly articles that are within a 3-5 year time frame). What are the components of a well-child check for this 3-month old infant? Write an educational intervention plan for the parents. What are you going to teach the parents about their baby? When completing a physical exam for this baby, what would be of particular focus and why?

Health insurance is an  that covers the whole or a part of the risk of a person incurring , spreading the risk over numerous persons. By estimating the overall risk of  and  expenses over the risk pool, an insurer can develop a routine finance structure, such as a monthly premium or , to provide the money to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or  entity.

According to the , health insurance is defined as “coverage that provides for the payments of benefits as a result of sickness or injury. It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment” (